Koso Loans is one of the first black owned proudly South African, internet-based micro loans company. Koso Loans was founded with a deliberate intention to help our customers to get back on their feet. A loan from Koso Loans can help you get through that long week before payday.

We empathise with our customers and know how embarrassing it feels to be penniless before pay-day and having to borrow money from friends, family, and colleagues.

Thatʼs why weʼve created a dignified, transparent, fast and easy micro loan experience to your convenience and benefit. We are using a paperless digital system. Thus, making our business is environmentally friendly and wellequipped for the 4th industrial revolution.

Our micro loans are easily accessible through a simple and fast online application process.

What We Stand For

Inspired by the spirit of ubuntu, we put our customers at the centre of everything we do.